Refinance Escrow – Settlement Documents

Question:

Do You Have Records of Refinances and Equity Lines of Credit Used for a Home Loan. Also, Do They Include all the Necessary Loan/Settlement Documents and Copies of Funds Paid and Distribution of the Funds?

Answer:

Title search results are sourced from the county recorders and county clerks offices. This information would typically need to be recorded and indexed to be available to the public. Refinances and equity lines of credit are always recorded for the lenders security interest. Loan and settlement documents or (Hud statements) including the distribution of proceeds are not recorded and available to the public. These documents can be obtained directly through the title company that handled the transaction.