Real Estate Investor Quick-Guide to U.S. Title Records Online Title Research and Property Record Services

Real Estate Investor Quick-Guide to U.S. Title Records Online Title Research and Property Record Services

U.S. Title Records staff members respond to client questions from investors, lenders, brokers, attorneys, and the general public about how to use the service most efficiently and make recommendations on which report(s) will provide the information requested in a given scenario.

The following quick-guide chart provides real estate investor clients with summary information about the key differences in the service packages.  This is the first in a series of articles and quick guides to be published, after which the user guides will be expanded and updated on a quarterly basis.

 

Service packages commonly purchased by investors, investment firms and first-time home buyer’s during the due diligence stage of a real estate purchases:

 

SERVICE INCLUDED HINTS
Property Lien Report

Same day service.

$95

Property liens, tax and personal liens recorded against the subject property. Mortgages, lines of credit and any potential recorded Foreclosure activity. This service is generally used by buyers performing due diligence prior to making an offer to purchase. Homeowner’s looking to uncover any potential liens and encumbrances that may have been levied against their home.
Full Property / Owner Lien Report

Same day service.

$175

Recorded Liens against the subject property AND owner. This includes personal tax liens, Judgments,
Bankruptcy filings and foreclosure proceedings.
This service identifies and potential clouds on title including judgments and personal liens against the owner that may potentially be filed against the subject property affecting title and conveyance.
Homebuyer Package

Same day service.

$225

Recorded Liens
Personal Judgments
Bankruptcy filings
Comparable Valuation Report
Area Statistics & Demographics
Used by homebuyers and investors making informed decisions about a property including its current market value and neighborhood statistics.
Expanded Title Search

Same day service.

$265

Homebuyer Package PLUS:
Current Vesting Deed
Parcel & Flood Maps
Information typically included in a Preliminary title report.
Abstract Service

3-7 business days

$95+ (cost varies)

Single document copy retrieval Used to obtain any document that may not be indexed online or to run customized searches for specific purposes, i.e., custom easement and utility searches.
The area below is for general comments. If you have a question to ask please post it here on our Questions and Answers Forum for a faster response. You can also reach us through the form on our contact page.


21 Comments

  • Linda Kunicki

    Hello,

    The property we are considering is lodging and vacant land. There are 4 parcel numbers involved. We do not know the area values well, wonder about the title and any liens. Would this be the right site for reports on the below parcels? Would this be separate for each parcel ID? Thanks for any insight.

    address (note there are some townhomes with this address but are not part of the lodge and vacant land.
    N12390 Black River Rd, Ironwood, MI 49938

    It may be under Driftwood Properties as owner.

    these are tax IDs for this property and business-

    03-00-121-600
    03-00-120-811
    03-00-120-800
    03-00-121-000

    Linda Kunicki

  • Eric T. Martin

    To Whom It May Concern:
    Please contact me regarding Residential Property Title Searches. I look forward to hearing from you. Tank you.
    Sincerely,
    Dr. Eric T. Martin
    678-527-2271 or 2272
    2-3-1 / 10:00 AM EST

  • Eric T. Martin

    To Whom It May Concern:
    Please contact me regarding Residential Property Title Searches. I look forward to hearing from you. Tank you.
    Sincerely,
    Dr. Eric T. Martin
    678-527-2271 or 2272
    2-3-1 / 10:00 AM EST

  • Jeanette Richardson

    I am seeking guidance on how to obtain the history of a property or chain of ownership on property described in a deed found among my deceased parents’ papers. The deed shows my great-grandmother transferring land to my paternal grandmother in 1949. I hired a title search company to help me research this but I can’t seem to get a progress report from them after 3 months. Can you let me know the best way to research this property? Which report might I purchase to get information on property history, sales/transfers and/or current ownership. There is no street address only a legal description of the land.

  • Lacy ` Steele

    Please assist me in locating the Deed to my property located at 16717 NE 22nd St. Bellevue, WA 09008

  • Lacy ` Steele

    Please assist me in locating the Deed to my property located at 16717 NE 22nd St. Bellevue, WA 09008

  • Jessica

    I am purchasing a property from an individual, I have paid him and I did receive the deed in my name already. I am however now wondering if I just bought property with a lien or debt attached to it. Which report would be best?

  • Jessica

    I am purchasing a property from an individual, I have paid him and I did receive the deed in my name already. I am however now wondering if I just bought property with a lien or debt attached to it. Which report would be best? How would you advise?

  • Pearl

    Hello. My county, Saguache County, in Colorado does not record lien information on properties online. Will purchasing a lien search package on this website still find any liens on a property in this case or would I be wasting my money?

  • Salina M Kurtz

    I am changing my name before getting divorced and I need a title/lien search report and not sure which one i need. Thank you

  • Zsa Allen

    PAID EXPERT CONSULTATION*** OFFER IS PENDING.

    Investment Property here on domestic US soil*** being the Subject, do any of your services include assistance with acquisition of insured Investment Property sold privately by Licensed Brokers* Licensed Tax Attorney CPAs* and Licensed Financial Advisers*. My 401(k) and IRA* lists include STOCK EXCHANGE purchased SEC*** registered REITs* and Property Trusts*. What may your recommendations be? Looking forward to your written professional opinion as a reply. And Thank You.

    Zsa Allen Student Investor*
    in c/o WEBULL FINANCIAL LLC***
    CRD #2890631*

  • Saralee D Jude

    for a closing on my house from Rocket Mortgage Title company needing the the lenders release as closed on property for 5934 Hall Road, Galloway, Ohio43119.
    if you have questions please contact Bob Reed at 1.216.466.8122 for current loan in progress for Saralee D Jude at the above address. also you can contact Christine R Martinez (paralegal) at 1.614.657.6996 or serenity0525@yahoo.com.
    than you so much phone number 614.633.9400 please leave a message if you need to.

  • Hello, great question. You would absolutely need to perform a Title search to identify any potential egress and ingress easements. This would reveal any utility easements as well. This information is typically recorded and available through the Local Title company that performed the last conveyance on the property.

    Mark Sullivan
    Customer support team

  • Alias Lamprinos

    require a deed of ownership of a residential property in Erie county Buffalo, New York. What is my cost please and thank you.

    • ANSWER:

      That is a great question:

      When a property is voluntarily turned over to the bank as a deed in lieu of foreclosure, there typically aren’t surplus funds available to the former homeowner. Here’s why:

      Deed in Lieu of Foreclosure: Is a process where the homeowner voluntarily transfers ownership (deeds) the property to the lender to avoid foreclosure. The lender agrees to release the homeowner from the mortgage obligation. In this arrangement, the homeowner does not receive any surplus funds because the property is essentially exchanged for debt forgiveness.

      General Foreclosures: In a traditional foreclosure, the property is auctioned off to the highest bidder. If the sale price exceeds the amount owed on the mortgage, any surplus funds are first used to cover other liens or costs associated with the foreclosure. If there are remaining surplus funds after these expenses, they typically are distributed to the former homeowner.

      In summary, surplus funds are generally associated with traditional foreclosure (Auction sales) rather than deeds in lieu of foreclosure.

      Mark S.
      Customer support
      U.S. TITLE RECORDS

    • Hello, please refer to our Doc image report for pricing and obtaining a copy of your deed.

      Thank you,
      Mark Sullivan
      Customer Support Team

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