Client question:

On the “Full Property Lien Report” there is a section called “Personal Liens.” Are these judgments recorded against the property, or against the person?
-Jason

Answer:

That would be personal liens filed against the individual and property.
Thank you,
Cameron S.

Client response:

If it’s listed as a “Judgment” and not a “Lien” does that mean it’s recorded against the individual and not the property? In my report I found two judgments against two people with similar names and different addresses but are not the same person as the property owner of the property I inquired about.

-Jason

Answer:

Jason,
Your matter was referred to me for further inquiry. Please forward your report and clarify your question. I will be happy to help.

Thank you,
Jeannie B.

Client response:

On the “Full Property Lien Report” there is a section called “Personal Liens.” Are these judgments recorded against the property, or against the person? I was also wondering how your search turned up those two items at the bottom. If they’re recorded on the property, I would be concerned. But if they are recorded against two individuals who happened to have a similarity in name, I might not be so concerned. (I did have a friend with a relationship with a title company make an inquiry and their response was “I currently do not show any liens, of record, on the chain of title.”)

-Jason

Answer:

Jason,
Attached are the individual profile reports for Yvonne Whittaker at the Donner Place address and Yvonne Whittaker at the Wisconsin Street address. As you suspected, similar names but different people.
When judgments are entered, depending on the county and the court, they are not always recorded or attached to the individual’s property right away (unless it’s specifically a property lien like a mortgage). It appears likely that in this case when the abstracts of judgment were recorded, the county indexed them improperly because of the similar names.

Thank you,
Jeannie B.

Client response:

Jeannie,

Thanks very much for your follow-up research and explanation. If I have additional questions for you, I’ll let you know.

-Jason