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For Sale By Owner (FSBO) | Property Records & Title information

For Sale By Owner (FSBO): Property Records, Title Searches, and Protecting Your Transaction Selling or buying a home without a real estate agent requires careful attention to property records and title verification. A For Sale By Owner (FSBO) transaction transfers property ownership directly between buyer and seller, eliminating agent commissions but placing full responsibility for

What is a property lien and how do they affect title?

A property lien is a legal claim against a property that secures the payment of a debt or obligation. It essentially gives the lienholder a security interest in the property until the debt is satisfied. How Liens Work When a lien is placed on a property, it: Creates a public record attached to the property’s

Why Does a Paid Tax Lien Still Appear on My Title Report?

Why Does a Paid Tax Lien Still Appear on My Title Report? If you’ve paid off a tax lien and received discharge paperwork, you might be surprised to find that the lien still appears on your title report. This is a common concern for property executors and owners, and the answer typically relates to the

Was your HELOC in the form of a first or second mortgage?

Understanding HELOC Liens After Bankruptcy: A Comprehensive Guide What Happens to Your HELOC After Chapter 7 Bankruptcy? When you file for Chapter 7 bankruptcy, you might assume that all your debts—including your Home Equity Line of Credit (HELOC)—simply disappear. However, the reality is more complex. While Chapter 7 can discharge your personal liability for the

Mendocino CA. county tax auctions question

Understanding Tax Lien Auctions and the 1915 Act: A Property Investment Case Study When evaluating distressed properties at tax lien auctions, investors often encounter complex situations that require thorough due diligence. This case study examines a Mendocino County property facing accelerated foreclosure under California’s 1915 Act, illustrating the critical factors investors must consider before bidding.

CRITICAL PROPERTY LAW UPDATE FOR DEBT BUYERS

Critical FDCPA Ruling: Debt Buyers Classified as “Debt Collectors” Under Federal Law Understanding the Landmark Third Circuit Decision In a significant legal development that reshapes the debt collection industry, the U.S. Court of Appeals for the Third Circuit has issued a ruling with far-reaching implications for debt buyers nationwide. The court’s decision definitively establishes that companies whose