UCC search – How to perform a (Uniform Commercial Code) lien search:

1. Determine where to search:
– Secretary of State’s office in the relevant state(s)
– Most states have online UCC search portals
– Each state may have slightly different systems and fees

2. Gather necessary information:
– Debtor’s exact legal name
– Previous business names or aliases
– EIN/Tax ID number (if available)
– Physical address

3. Access the search system:
– Visit your state’s Secretary of State website
– Navigate to the UCC/lien search section
– Create an account if required
– Pay any associated fees

4. Conduct the search:
– Enter the debtor’s information exactly as registered
– Search using multiple variations of the name
– Check both active and terminated filings
– Note filing numbers, dates, and secured parties

5. Review and analyze results:
– Download or print copies of filings
– Check filing dates and expiration dates
– Review collateral descriptions
– Note any amendments or terminations

6. Additional options:
– Use commercial UCC search services
– Request certified copies if needed
– Set up monitoring for new filings
– Consider hiring a professional service for complex searches

Some commercial search providers, which are services that help businesses and lenders search for UCC filings across different jurisdictions.

Major UCC search providers include:

CSC (Corporation Service Company): Known for comprehensive coverage across all states and integration with filing services. They offer both individual searches and bulk monitoring capabilities.

CT Corporation: Offers UCC search services along with registered agent and compliance solutions. Their platform provides real-time access to UCC records and filing capabilities.

LexisNexis Risk Solutions: Combines UCC search capabilities with broader business intelligence tools. They provide access to state-level UCC databases and offer risk assessment features.

US TITLE RECORDS: Specializes in commercial code and lien searching, with features like nationwide search coverage and customizable monitoring options.

Some key factors to consider when choosing a provider:

1. Coverage breadth – Whether they cover all states/jurisdictions you need
2. Search accuracy and completeness
3. Update frequency and real-time capabilities
4. Additional services like filing and monitoring
5. Integration capabilities with existing systems
6. Price structure and search volume allowances

Key steps: gather debtor info → visit state website → search database → review results → obtain copies of relevant filings.