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Explanation of Title Report Findings

Understanding Your Property’s Title Report and Lien Responsibilities

When purchasing property, understanding the full scope of existing liens is crucial for protecting your investment. A comprehensive title search reveals current mortgages, releases, and potential financial obligations attached to the property.

Identifying Critical Liens Through Preliminary Title Reports

Our preliminary title examination has revealed several important findings regarding your property. Most notably, a Notice of Lis Pendens was recorded against the property in 2018, indicating pending litigation at that time. Subsequently, a Sheriff’s Deed has been recorded, which typically follows a foreclosure proceeding.

Legal Implications of Recorded Liens and Judgments

These recorded documents raise important questions about title chain validity and potential remaining encumbrances. When a property undergoes foreclosure, certain liens may persist despite the change in ownership, particularly:

• Unpaid property taxes
• Federal tax liens
• Homeowners association liens (sometimes unrecorded)
• Statutory liens that may not appear in public records
• Mechanics liens for unpaid contractor work

Professional Legal Consultation for Title Concerns

Due to the complexity revealed in your title examination, we strongly recommend consulting with a qualified real estate attorney. They can properly evaluate whether:

1. The litigation was fully resolved
2. The Lis Pendens notice was properly released
3. All statutory and recorded liens were addressed during foreclosure
4. Previous owner’s personal liens were appropriately handled

Next Steps for Securing Clear Title

While US Title Records provides comprehensive document compilation and research services for investors, lenders, and legal professionals, we do not provide legal advice or title insurance policies.

Protecting Your Investment Through Proper Due Diligence

In cases involving previous litigation, consulting with a real estate attorney offers the strongest protection for your investment interests. They can determine exactly which liens you would be responsible for and their precise amounts, ensuring you make an informed decision.

We’re happy to provide referrals to qualified real estate attorneys in your area who specialize in resolving complex title issues. Please contact us if you need additional information or have further questions about your property’s title status.